Life Insurance Corporation of India Long-Term Growth Calculator: ROI, CAGR & Dividend Tracker

Investment Scenario

 May 17, 2022  

Share Price        : ₹875.25
Total Share Bought : 114 shares
Invested Amount    : ₹99778.50

In 2022, an investor has ₹100,000.00 and wants to invest in Life Insurance Corporation of India (LICI). At that time, the stock price is ₹875.25 per share, allowing the investor to purchase 114 shares for a total of ₹99778.50. This leaves the investor with ₹221.50 remaining from the initial ₹100,000.00.
Instead of chasing short-term gains, the investor adopted a long-term approach—holding the shares for 3 years without selling. Over time, the value of the investment grew not only through stock price appreciation but also through the accumulation of dividend payouts.

 Aug 29, 2025 

Share Price        : ₹852.15
Total Share        : 114 shares (including stock splits, if any) 
Investment Value   : ₹97,145.10

As of Aug 29, 2025, the ₹99,778.50 investment in NSE:LICI would be worth approximately ₹97,145.10 , thanks to stock splits, price appreciation, and consistent dividend payouts. This reflects a total Loss from stocks of ₹2,633.40, a return on investment (ROI) of 0.39%, and an annualized compounded growth rate (CAGR) of around 0.13%. This highlights the power of long-term investing and shows how a disciplined, patient approach—paired with investing in a fundamentally strong company like Life Insurance Corporation of India (LICI)—can lead to significant wealth creation over time.

Wealth grew over time through a mix of dividend income and stock price appreciation. Dividends added to capital, while stock splits increased the number of shares held. Even without reinvesting dividends, the portfolio expanded steadily. As years passed, compounding took effect — turning small gains into larger ones. Holding the stock long-term allowed capital to grow naturally. This shows how patience, steady returns, and the power of compounding can help build lasting wealth from a single investment.

Life Insurance Corporation of India Investment Summary (2022–2025)

   
 
 By Aug 29, 2025, the share price increased to ₹852.15.
 This resulted in a significant appreciation in the value of the investment.
 

 

This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 0.13% 
 — a strong return over the period.

Yearly Breakdown

LICI 3 years Investment Performance Overview

LICI has traded between a 52-week low of 715.30 and a high of 1,079.95 per share so far this year.

• Initial investment: ₹99,778.50
• Stock Loss: ₹2.63K
• Total Dividends received: ₹3021.00
• Total return (Stock Loss + Dividends): ₹387.60
• Total value (Initial + Stock Loss + Dividends): ₹100,166.10