10-Year Investment Calculator: HDFC Bank Limited CAGR, ROI, and Dividend Returns
COMPANY PROFILE
HDFC Bank Limited
HDFCBANK
Financial Services
Banking
NSE
https://www.hdfcbank.com/
43.71
22.24
14.929T (Large-Cap)
Investment Scenario
In 2015, an investor has ₹10,000.00 and wants to invest in HDFC Bank Limited (HDFCBANK). At that time, the stock price is ₹269.34 per share, allowing the investor to purchase 37 shares for a total of ₹9965.58. This leaves the investor with ₹34.42 remaining from the initial ₹10,000.00.
Instead of chasing short-term gains, the investor adopted a long-term approach—holding the shares for 10 years without selling. Over time, the value of the investment grew not only through stock price appreciation but also through the accumulation of dividend payouts.
As of January 1, 2025, the ₹9,965.58 investment in NSE:HDFCBANK would be worth approximately ₹125,708.24 , thanks to stock splits, price appreciation, and consistent dividend payouts. This reflects a total Gain from stocks of ₹115,742.66, a return on investment (ROI) of 1202.54%, and an annualized compounded growth rate (CAGR) of around 26.28%. This highlights the power of long-term investing and shows how a disciplined, patient approach—paired with investing in a fundamentally strong company like HDFC Bank Limited (HDFCBANK)—can lead to significant wealth creation over time.
2015 - 2025
₹9,965.58 invested in HDFC Bank Limited in 2015 grew to ₹125,708.24 by 1 Jan, 2025.
Wealth grew over time through a mix of dividend income and stock price appreciation. Dividends added to capital, while stock splits increased the number of shares held. Even without reinvesting dividends, the portfolio expanded steadily. As years passed, compounding took effect — turning small gains into larger ones. Holding the stock long-term allowed capital to grow naturally. This shows how patience, steady returns, and the power of compounding can help build lasting wealth from a single investment.
HDFC Bank Limited Investment Summary (2014–2025)
| Investment Duration | 10 years |
| Initial Investment in 2014 | ₹9,965.58 |
| Share Price in 2014 | ₹269.34 |
| Total Shares Purchased | 37 |
By 2025, the share price increased to ₹849.38.
This resulted in a significant appreciation in the value of the investment.
| Share Price in 2025 | ₹849.38 |
| Value of 148 Shares in 2025 | ₹125,708.24 [125.7K (~ 1.3 Lakh)] |
| Final Investment Value (2025) | ₹125,708.24 |
| Total Dividend Earned | ₹4097.75 |
| Total Gain | ₹115,742.66 |
| Return on Investment (ROI) | 1202.54% |
This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 26.28%
— a strong return over the period.
Yearly Breakdown
2015
| Shares | 37 |
| Current Year Dividend | ₹148.00 |
| Shares After Stock Split | No split |
| Final Shares | 37 Shares |
| Share Price | ₹269.34 |
| Final Investment Value | ₹9,965.58 [ ~9.97K ] |
Dividend: ₹4.00 per share on Jul 02, 2015
2016
| Shares | 37 |
| Current Year Dividend | ₹175.75 |
| Shares After Stock Split | No split |
| Final Shares | 37 Shares |
| Share Price | ₹262.46 |
| Final Investment Value | ₹9,711.02 [ ~9.71K ] |
Dividend: ₹4.75 per share on Jun 29, 2016
2017
| Shares | 37 |
| Current Year Dividend | ₹101.75 |
| Shares After Stock Split | No split |
| Final Shares | 37 Shares |
| Share Price | ₹321.66 |
| Final Investment Value | ₹11,901.42 [ ~11.9K ] |
Dividend: ₹2.75 per share on Jun 29, 2017
2018
| Shares | 37 |
| Current Year Dividend | ₹240.50 |
| Shares After Stock Split | No split |
| Final Shares | 37 Shares |
| Share Price | ₹501.42 |
| Final Investment Value | ₹18,552.54 [ ~18.6K ] |
Dividend: ₹6.50 per share on May 31, 2018
2019
| Shares | 37 |
| Current Year Dividend | ₹138.75 |
| Shares After Stock Split | 74.00 (after applying 2.00x split) |
| Final Shares | 74 Shares |
| Share Price | ₹519.99 |
| Final Investment Value | ₹38,479.26 [ ~38.5K ] |
Dividend: ₹3.75 per share on Jun 20, 2019
Split: Ratio 2.00 on Sep 19, 2019
2020
| Shares | 74 |
| Current Year Dividend | ₹0.00 |
| Shares After Stock Split | No split |
| Final Shares | 74 Shares |
| Share Price | ₹613.15 |
| Final Investment Value | ₹45,373.10 [ ~45.4K ] |
No Event of stock split or dividend
2021
| Shares | 74 |
| Current Year Dividend | ₹481.00 |
| Shares After Stock Split | No split |
| Final Shares | 74 Shares |
| Share Price | ₹695.25 |
| Final Investment Value | ₹51,448.50 [ ~51.4K ] |
Dividend: ₹6.50 per share on Jun 29, 2021
2022
| Shares | 74 |
| Current Year Dividend | ₹573.50 |
| Shares After Stock Split | No split |
| Final Shares | 74 Shares |
| Share Price | ₹742.85 |
| Final Investment Value | ₹54,970.90 [ ~55.0K ] |
Dividend: ₹7.75 per share on May 12, 2022
2023
| Shares | 74 |
| Current Year Dividend | ₹703.00 |
| Shares After Stock Split | No split |
| Final Shares | 74 Shares |
| Share Price | ₹801.75 |
| Final Investment Value | ₹59,329.50 [ ~59.3K ] |
Dividend: ₹9.50 per share on May 16, 2023
2024
| Shares | 74 |
| Current Year Dividend | ₹721.50 |
| Shares After Stock Split | No split |
| Final Shares | 74 Shares |
| Share Price | ₹731.28 |
| Final Investment Value | ₹54,114.72 [ ~54.1K ] |
Dividend: ₹9.75 per share on May 10, 2024
2025
| Shares | 74 |
| Current Year Dividend | ₹814.00 |
| Shares After Stock Split | 148.00 (after applying 2.00x split) |
| Final Shares | 148 Shares |
| Share Price | ₹849.38 |
| Final Investment Value | ₹125,708.24 [ ~126K (~ 1.3Lakh) ] |
Dividend: ₹11.00 per share on Jun 27, 2025
Split: Ratio 2.00 on Aug 26, 2025
HDFCBANK 10 years Investment Performance Overview
HDFCBANK has traded between a 52-week low of 806.50 and a high of 1,018.85 per share so far this year.
- Initial investment: ₹9,965.58
- Stock Gain: ₹115.7K (~ 1.2 Lakh)
- Total Dividends received: ₹4097.75
- Total return (Stock Gain + Dividends): ₹119,840.41
- Total value (Initial + Stock Gain + Dividends): ₹129,805.99