Calculator: 10-Year Returns on ₹100,000.00 in Shriram Finance Limited Stock
Company Profile
Shriram Finance Limited (SHRIRAMFIN)
50.09
Financial Services
credit services
NSE
https://shriramfinance.in/
12.89
1.262T (Large-Cap)
Investment Scenario
Let’s go back to 2015. Imagine an investor who invested ₹100,000.00 in Shriram Finance Limited (SHRIRAMFIN) company stock and held it steadily for 10 years . Instead of chasing short-term gains, the investor chose a long-term approach—holding the shares and reinvesting all dividends at the end of each year to purchase additional SHRIRAMFIN stock. This strategy, known as dividend reinvestment, allowed the investment to compound over time, not just through stock price appreciation but also through growing dividend payouts.
At the end of 2025, the ₹100,000.00 investment in NSE:SHRIRAMFIN would be worth approximately ₹1,403,116.00 due to stock splits and dividends that have been reinvested, which demonstrates a total Gain of ₹1303116.00 and a return on investment (ROI) of 1303.12%, as well as an annualized compounded growth rate (CAGR) of around 30.23%. This illustrates the advantages of long-term investing, adhered to a disciplined reinvestment plan, and also illustrates how an initially small investment into a strong, fundamentally sound company (and move good company like Shriram Finance Limited (SHRIRAMFIN)) can create considerable wealth over the long run.
₹1303116.00
1303.12%
30.23%
What made the real difference was dividends being reinvested and not selling the stock during stock splits. Every dividend was used to purchase additional shares. When Company Shriram Finance Limited (SHRIRAMFIN) stock split, the investor received additional shares without spending a single additional penny. The magic of compounding work - slowly at first and began to compound impressively.
Shriram Finance Limited (SHRIRAMFIN) Investment Summary (2015 – 2025)
| Investment Duration | 10 years |
| Initial Investment in 2015 | ₹100,000.00 |
| Share Price in 2015 | ₹217.48 |
| Total Shares Purchased | 459 |
By 2025, the share price increased to ₹579.80. This resulted in a significant appreciation in the value of the investment.
| Share Price in 2025 | ₹579.80 |
| Value of 2420 Shares in 2025 | ₹1,403,116.00 [1.40M (~ 14.0 Lakh)] |
| Final Investment Value (2025) | ₹1,403,116.00 |
| Total Gain | ₹1,303,116.00 |
| Return on Investment (ROI) | 1303.12% |
This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 30.23% — a strong return over the period.
Yearly Breakdown
2015
| Shares | 459 |
| Current Year Dividend | ₹894.46 |
| Carried Over Dividend | ₹0.00 |
| Total Dividend Available | ₹894.46 |
| Shares After Stock Split | No split |
| Bought New Shares | 4 |
| Remaining Dividend after buying new shares | ₹24.54 |
| Final Shares | 459 (Shares) + 4 (Bought New Shares) = 463 |
| Share Price | ₹217.48 |
| Final Investment Value | ₹100,693.24 [ ~101K (~ 1.0Lakh) ] |
Dividend: ₹1.17 per share on Jul 22, 2015
Dividend: ₹0.78 per share on Nov 05, 2015
2016
| Shares | 463 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹24.54 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹24.54 |
| Final Shares | 463 (Shares) + 0 (Bought New Shares) = 463 |
| Share Price | ₹167.39 |
| Final Investment Value | ₹77,501.57 [ ~77.5K ] |
2017
| Shares | 463 |
| Current Year Dividend | ₹451.13 |
| Carried Over Dividend | ₹24.54 |
| Total Dividend Available | ₹475.66 |
| Shares After Stock Split | No split |
| Bought New Shares | 2 |
| Remaining Dividend after buying new shares | ₹141.78 |
| Final Shares | 463 (Shares) + 2 (Bought New Shares) = 465 |
| Share Price | ₹166.94 |
| Final Investment Value | ₹77,627.10 [ ~77.6K ] |
Dividend: ₹0.97 per share on Nov 10, 2017
2018
| Shares | 465 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹141.78 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹141.78 |
| Final Shares | 465 (Shares) + 0 (Bought New Shares) = 465 |
| Share Price | ₹290.63 |
| Final Investment Value | ₹135,142.95 [ ~135K (~ 1.4Lakh) ] |
2019
| Shares | 465 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹141.78 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹141.78 |
| Final Shares | 465 (Shares) + 0 (Bought New Shares) = 465 |
| Share Price | ₹242.60 |
| Final Investment Value | ₹112,809.00 [ ~113K (~ 1.1Lakh) ] |
2020
| Shares | 465 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹141.78 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹141.78 |
| Final Shares | 465 (Shares) + 0 (Bought New Shares) = 465 |
| Share Price | ₹228.91 |
| Final Investment Value | ₹106,443.15 [ ~106K (~ 1.1Lakh) ] |
2021
| Shares | 465 |
| Current Year Dividend | ₹558.00 |
| Carried Over Dividend | ₹141.78 |
| Total Dividend Available | ₹699.78 |
| Shares After Stock Split | No split |
| Bought New Shares | 3 |
| Remaining Dividend after buying new shares | ₹71.04 |
| Final Shares | 465 (Shares) + 3 (Bought New Shares) = 468 |
| Share Price | ₹209.58 |
| Final Investment Value | ₹98,083.44 [ ~98.1K ] |
Dividend: ₹1.20 per share on Jun 16, 2021
2022
| Shares | 468 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹71.04 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹71.04 |
| Final Shares | 468 (Shares) + 0 (Bought New Shares) = 468 |
| Share Price | ₹244.36 |
| Final Investment Value | ₹114,360.48 [ ~114K (~ 1.1Lakh) ] |
2023
| Shares | 468 |
| Current Year Dividend | ₹3744.00 |
| Carried Over Dividend | ₹71.04 |
| Total Dividend Available | ₹3815.04 |
| Shares After Stock Split | No split |
| Bought New Shares | 13 |
| Remaining Dividend after buying new shares | ₹224.44 |
| Final Shares | 468 (Shares) + 13 (Bought New Shares) = 481 |
| Share Price | ₹276.20 |
| Final Investment Value | ₹132,852.20 [ ~133K (~ 1.3Lakh) ] |
Dividend: ₹4.00 per share on Jun 16, 2023
Dividend: ₹4.00 per share on Nov 06, 2023
2024
| Shares | 481 |
| Current Year Dividend | ₹962.00 |
| Carried Over Dividend | ₹224.44 |
| Total Dividend Available | ₹1186.44 |
| Shares After Stock Split | No split |
| Bought New Shares | 2 |
| Remaining Dividend after buying new shares | ₹364.22 |
| Final Shares | 481 (Shares) + 2 (Bought New Shares) = 483 |
| Share Price | ₹411.11 |
| Final Investment Value | ₹198,566.13 [ ~199K (~ 2.0Lakh) ] |
Dividend: ₹2.00 per share on Feb 06, 2024
2025
| Shares | 483 |
| Current Year Dividend | ₹2656.50 |
| Carried Over Dividend | ₹364.22 |
| Total Dividend Available | ₹3020.72 |
| Shares After Stock Split | 2415.00 (after applying 5.00x split) |
| Bought New Shares | 5 |
| Remaining Dividend after buying new shares | ₹121.72 |
| Final Shares | 2415 (Shares) + 5 (Bought New Shares) = 2420 |
| Share Price | ₹579.80 |
| Final Investment Value | ₹1,403,116.00 [ ~1M (~ 14.0Lakh) ] |
Split: Ratio 5.00 on Jan 10, 2025
Dividend: ₹2.50 per share on Jan 31, 2025
Dividend: ₹3.00 per share on Jul 11, 2025
Insights from the Market
SHRIRAMFIN is up 41.0% since the beginning of the year, trading between a 52-week low of 493.35 and a high of 730.45 per share. Investors who bought ₹100,000.00 worth of SHRIRAMFIN’s shares 10 years ago would now be looking at an investment worth ₹1,633,460.00.