Calculator: 10-Year Returns on ₹100,000.00 in SBI Life Insurance Limited Stock
Company Profile
SBI Life Insurance Limited (SBILIFE)
24.14
Financial Services
Insurance
NSE
https://www.sbilife.co.in/
74.15
1.815T (Large-Cap)
Investment Scenario
Let’s go back to 2017. Imagine an investor who invested ₹100,000.00 in SBI Life Insurance Limited (SBILIFE) company stock and held it steadily for 8 years . Instead of chasing short-term gains, the investor chose a long-term approach—holding the shares and reinvesting all dividends at the end of each year to purchase additional SBILIFE stock. This strategy, known as dividend reinvestment, allowed the investment to compound over time, not just through stock price appreciation but also through growing dividend payouts.
At the end of 2025, the ₹100,000.00 investment in NSE:SBILIFE would be worth approximately ₹190,731.40 due to stock splits and dividends that have been reinvested, which demonstrates a total Gain of 90,731.40 and a return on investment (ROI) of 90.73%, as well as an annualized compounded growth rate (CAGR) of around 8.41%. This illustrates the advantages of long-term investing, adhered to a disciplined reinvestment plan, and also illustrates how an initially small investment into a strong, fundamentally sound company (and move good company like SBI Life Insurance Limited (SBILIFE)) can create considerable wealth over the long run.
₹ 90.7K
90.73%
8.41%
What made the real difference was dividends being reinvested and not selling the stock during stock splits. Every dividend was used to purchase additional shares. When Company SBI Life Insurance Limited (SBILIFE) stock split, the investor received additional shares without spending a single additional penny. The magic of compounding work - slowly at first and began to compound impressively.
SBI Life Insurance Limited (SBILIFE) Investment Summary (2017 – 2025)
| Investment Duration | 8 years |
| Initial Investment in 2017 | ₹100,000.00 |
| Share Price in 2017 | ₹735.00 |
| Total Shares Purchased | 136 |
By 2025, the share price increased to ₹1392.20. This resulted in a significant appreciation in the value of the investment.
| Share Price in 2025 | ₹1,392.20 |
| Value of 137 Shares in 2025 | ₹190,731.40 [190.7K (~ 1.9 Lakh)] |
| Final Investment Value (2025) | ₹190,731.40 |
| Total Gain | ₹90,731.40 |
| Return on Investment (ROI) | 90.73% |
This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 8.41% — a strong return over the period.
Yearly Breakdown
2017
| Shares | 136 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹0.00 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹0.00 |
| Final Shares | 136 (Shares) + 0 (Bought New Shares) = 136 |
| Share Price | ₹735.00 |
| Final Investment Value | ₹99,960.00 [ ~100.0K ] |
2018
| Shares | 136 |
| Current Year Dividend | ₹272.00 |
| Carried Over Dividend | ₹0.00 |
| Total Dividend Available | ₹272.00 |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹272.00 |
| Final Shares | 136 (Shares) + 0 (Bought New Shares) = 136 |
| Share Price | ₹694.00 |
| Final Investment Value | ₹94,384.00 [ ~94.4K ] |
Dividend: ₹2.00 per share on Apr 03, 2018
2019
| Shares | 136 |
| Current Year Dividend | ₹272.00 |
| Carried Over Dividend | ₹272.00 |
| Total Dividend Available | ₹544.00 |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹544.00 |
| Final Shares | 136 (Shares) + 0 (Bought New Shares) = 136 |
| Share Price | ₹595.25 |
| Final Investment Value | ₹80,954.00 [ ~81.0K ] |
Dividend: ₹2.00 per share on Apr 03, 2019
2020
| Shares | 136 |
| Current Year Dividend | ₹0.00 |
| Carried Over Dividend | ₹544.00 |
| Total Dividend Available | No Dividend |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹544.00 |
| Final Shares | 136 (Shares) + 0 (Bought New Shares) = 136 |
| Share Price | ₹965.00 |
| Final Investment Value | ₹131,240.00 [ ~131K (~ 1.3Lakh) ] |
2021
| Shares | 136 |
| Current Year Dividend | ₹340.00 |
| Carried Over Dividend | ₹544.00 |
| Total Dividend Available | ₹884.00 |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹884.00 |
| Final Shares | 136 (Shares) + 0 (Bought New Shares) = 136 |
| Share Price | ₹903.00 |
| Final Investment Value | ₹122,808.00 [ ~123K (~ 1.2Lakh) ] |
Dividend: ₹2.50 per share on Apr 05, 2021
2022
| Shares | 136 |
| Current Year Dividend | ₹272.00 |
| Carried Over Dividend | ₹884.00 |
| Total Dividend Available | ₹1156.00 |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹1156.00 |
| Final Shares | 136 (Shares) + 0 (Bought New Shares) = 136 |
| Share Price | ₹1,196.00 |
| Final Investment Value | ₹162,656.00 [ ~163K (~ 1.6Lakh) ] |
Dividend: ₹2.00 per share on Mar 29, 2022
2023
| Shares | 136 |
| Current Year Dividend | ₹340.00 |
| Carried Over Dividend | ₹1156.00 |
| Total Dividend Available | ₹1496.00 |
| Shares After Stock Split | No split |
| Bought New Shares | 1 |
| Remaining Dividend after buying new shares | ₹266.00 |
| Final Shares | 136 (Shares) + 1 (Bought New Shares) = 137 |
| Share Price | ₹1,230.00 |
| Final Investment Value | ₹168,510.00 [ ~169K (~ 1.7Lakh) ] |
Dividend: ₹2.50 per share on Mar 16, 2023
2024
| Shares | 137 |
| Current Year Dividend | ₹369.90 |
| Carried Over Dividend | ₹266.00 |
| Total Dividend Available | ₹635.90 |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹635.90 |
| Final Shares | 137 (Shares) + 0 (Bought New Shares) = 137 |
| Share Price | ₹1,435.85 |
| Final Investment Value | ₹196,711.45 [ ~197K (~ 2.0Lakh) ] |
Dividend: ₹2.70 per share on Mar 15, 2024
2025
| Shares | 137 |
| Current Year Dividend | ₹369.90 |
| Carried Over Dividend | ₹635.90 |
| Total Dividend Available | ₹1005.80 |
| Shares After Stock Split | No split |
| Bought New Shares | 0 |
| Remaining Dividend after buying new shares | ₹1005.80 |
| Final Shares | 137 (Shares) + 0 (Bought New Shares) = 137 |
| Share Price | ₹1,392.20 |
| Final Investment Value | ₹190,731.40 [ ~191K (~ 1.9Lakh) ] |
Dividend: ₹2.70 per share on Mar 07, 2025
Insights from the Market
SBILIFE is down -3.0% since the beginning of the year, trading between a 52-week low of 1,372.55 and a high of 1,936.00 per share. Investors who bought ₹100,000.00 worth of SBILIFE’s shares 8 years ago would now be looking at an investment worth ₹245,873.90.