Calculator: 10-Year Returns on ₹100,000.00 in NTPC Stock
Company Profile
NTPC Limited (NTPC)
20.35
utilities
regulated electric
NSE
https://www.ntpc.co.in/
16.81
3.317T (Large-Cap)
Investment Scenario
Let’s go back to 2015. Imagine an investor who invested ₹100,000.00 in NTPC Limited (NTPC) company stock and held it steadily for 10 years . Instead of chasing short-term gains, the investor chose a long-term approach—holding the shares and reinvesting all dividends at the end of each year to purchase additional NTPC stock. This strategy, known as dividend reinvestment, allowed the investment to compound over time, not just through stock price appreciation but also through growing dividend payouts.
At the end of 2025, the ₹100,000.00 investment in NSE:NTPC would be worth approximately ₹478,255.80 due to stock splits and dividends that have been reinvested, which demonstrates a total gain of ₹378255.80 and a return on investment (ROI) of 378.26%, as well as an annualized compounded growth rate (CAGR) of around 16.94%. This illustrates the advantages of long-term investing, adhered to a disciplined reinvestment plan, and also illustrates how an initially small investment into a strong, fundamentally sound company (and move good company like NTPC Limited (NTPC)) can create considerable wealth over the long run.
₹378255.80
378.26%
16.94%
What made the real difference was dividends being reinvested and not selling the stock during stock splits. Every dividend was used to purchase additional shares. When Company NTPC Limited (NTPC) stock split, the investor received additional shares without spending a single additional penny. The magic of compounding work - slowly at first and began to compound impressively.
NTPC Limited (NTPC) Investment Summary (2015 – 2025)
| Investment Duration | 10 years |
| Initial Investment in 2015 | ₹100,000.00 |
| Share Price in 2015 | ₹118.71 |
| Total Shares Purchased | 842 |
By 2025, the share price increased to ₹342.10. This resulted in a significant appreciation in the value of the investment.
| Share Price in 2025 | ₹342.10 |
| Value of 1398 Shares in 2025 | ₹478,255.80 [478.3K (~ 4.8 Lakh)] |
| Final Investment Value (2025) | ₹478,255.80 |
| Total Gain | ₹378,255.80 |
| Return on Investment (ROI) | 378.26% |
This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 16.94% — a strong return over the period.
Yearly Breakdown
2015
| Shares | 842 |
| Current Year Dividend | ₹1754.17 |
| Carried Over Dividend | ₹0.00 |
| Total Dividend Available | ₹1754.17 |
| Shares After Stock Split | No split |
| Bought New Shares | 14 |
| Remaining Dividend after buying new shares | ₹92.23 |
| Final Shares | 842 (Shares) + 14 (Bought New Shares) = 856 |
| Share Price | ₹118.71} |
| Final Investment Value | ₹101,615.76 [ ~102K (~ 1.0Lakh) ] |
Dividend: ₹0.63 per share on Feb 04, 2015
Dividend: ₹1.46 per share on Sep 03, 2015
2016
| Shares | 856 |
| Current Year Dividend | ₹2389.67 |
| Carried Over Dividend | ₹92.23 |
| Total Dividend Available | ₹2481.89 |
| Shares After Stock Split | No split |
| Bought New Shares | 17 |
| Remaining Dividend after buying new shares | ₹40.18 |
| Final Shares | 856 (Shares) + 17 (Bought New Shares) = 873 |
| Share Price | ₹143.63} |
| Final Investment Value | ₹125,388.99 [ ~125K (~ 1.3Lakh) ] |
Dividend: ₹1.33 per share on Feb 05, 2016
Dividend: ₹1.46 per share on Sep 08, 2016
2017
| Shares | 873 |
| Current Year Dividend | ₹3477.45 |
| Carried Over Dividend | ₹40.18 |
| Total Dividend Available | ₹3517.63 |
| Shares After Stock Split | No split |
| Bought New Shares | 24 |
| Remaining Dividend after buying new shares | ₹112.51 |
| Final Shares | 873 (Shares) + 24 (Bought New Shares) = 897 |
| Share Price | ₹141.88} |
| Final Investment Value | ₹127,266.36 [ ~127K (~ 1.3Lakh) ] |
Dividend: ₹2.17 per share on Feb 15, 2017
Dividend: ₹1.81 per share on Sep 07, 2017
2018
| Shares | 897 |
| Current Year Dividend | ₹3827.20 |
| Carried Over Dividend | ₹112.51 |
| Total Dividend Available | ₹3939.71 |
| Shares After Stock Split | No split |
| Bought New Shares | 33 |
| Remaining Dividend after buying new shares | ₹97.85 |
| Final Shares | 897 (Shares) + 33 (Bought New Shares) = 930 |
| Share Price | ₹116.42} |
| Final Investment Value | ₹108,270.60 [ ~108K (~ 1.1Lakh) ] |
Dividend: ₹2.27 per share on Feb 07, 2018
Dividend: ₹1.99 per share on Sep 06, 2018
2019
| Shares | 930 |
| Current Year Dividend | ₹5099.50 |
| Carried Over Dividend | ₹97.85 |
| Total Dividend Available | ₹5197.35 |
| Shares After Stock Split | 1116 (after applying 1.2x split) |
| Bought New Shares | 46 |
| Remaining Dividend after buying new shares | ₹6.25 |
| Final Shares | 1116 (Shares) + 46 (Bought New Shares) = 1162 |
| Share Price | ₹112.85} |
| Final Investment Value | ₹131,695.95 [ ~132K (~ 1.3Lakh) ] |
Split: Ratio 1.20 on Mar 19, 2019
Dividend: ₹2.98 per share on Feb 06, 2019
Dividend: ₹2.50 per share on Aug 13, 2019
2020
| Shares | 1167 |
| Current Year Dividend | ₹3676.05 |
| Carried Over Dividend | ₹6.25 |
| Total Dividend Available | ₹3682.30 |
| Shares After Stock Split | No split |
| Bought New Shares | 41 |
| Remaining Dividend after buying new shares | ₹35.35 |
| Final Shares | 1167 (Shares) + 41 (Bought New Shares) = 1208 |
| Share Price | ₹88.95} |
| Final Investment Value | ₹107,451.60 [ ~107K (~ 1.1Lakh) ] |
Dividend: ₹0.50 per share on Mar 26, 2020
Dividend: ₹2.65 per share on Aug 13, 2020
2021
| Shares | 1208 |
| Current Year Dividend | ₹7429.20 |
| Carried Over Dividend | ₹35.35 |
| Total Dividend Available | ₹7464.55 |
| Shares After Stock Split | No split |
| Bought New Shares | 52 |
| Remaining Dividend after buying new shares | ₹77.95 |
| Final Shares | 1208 (Shares) + 52 (Bought New Shares) = 1260 |
| Share Price | ₹142.05} |
| Final Investment Value | ₹178,983.00 [ ~179K (~ 1.8Lakh) ] |
Dividend: ₹3.00 per share on Feb 11, 2021
Dividend: ₹3.15 per share on Sep 08, 2021
2022
| Shares | 1260 |
| Current Year Dividend | ₹8820.00 |
| Carried Over Dividend | ₹77.95 |
| Total Dividend Available | ₹8897.95 |
| Shares After Stock Split | No split |
| Bought New Shares | 51 |
| Remaining Dividend after buying new shares | ₹169.30 |
| Final Shares | 1260 (Shares) + 51 (Bought New Shares) = 1311 |
| Share Price | ₹171.15} |
| Final Investment Value | ₹224,377.65 [ ~224K (~ 2.2Lakh) ] |
Dividend: ₹4.00 per share on Feb 03, 2022
Dividend: ₹3.00 per share on Aug 10, 2022
2023
| Shares | 1311 |
| Current Year Dividend | ₹12454.50 |
| Carried Over Dividend | ₹169.30 |
| Total Dividend Available | ₹12623.80 |
| Shares After Stock Split | No split |
| Bought New Shares | 39 |
| Remaining Dividend after buying new shares | ₹241.30 |
| Final Shares | 1311 (Shares) + 39 (Bought New Shares) = 1350 |
| Share Price | ₹317.50} |
| Final Investment Value | ₹428,625.00 [ ~429K (~ 4.3Lakh) ] |
Dividend: ₹4.25 per share on Feb 03, 2023
Dividend: ₹3.00 per share on Aug 11, 2023
Dividend: ₹2.25 per share on Nov 03, 2023
2024
| Shares | 1350 |
| Current Year Dividend | ₹12150.00 |
| Carried Over Dividend | ₹241.30 |
| Total Dividend Available | ₹12391.30 |
| Shares After Stock Split | No split |
| Bought New Shares | 38 |
| Remaining Dividend after buying new shares | ₹79.30 |
| Final Shares | 1350 (Shares) + 38 (Bought New Shares) = 1388 |
| Share Price | ₹324.00} |
| Final Investment Value | ₹449,712.00 [ ~450K (~ 4.5Lakh) ] |
Dividend: ₹3.25 per share on Feb 06, 2024
Dividend: ₹3.25 per share on Aug 07, 2024
Dividend: ₹2.50 per share on Oct 31, 2024
2025
| Shares | 1388 |
| Current Year Dividend | ₹3470.00 |
| Carried Over Dividend | ₹79.30 |
| Total Dividend Available | ₹3549.30 |
| Shares After Stock Split | No split |
| Bought New Shares | 10 |
| Remaining Dividend after buying new shares | ₹128.30 |
| Final Shares | 1388 (Shares) + 10 (Bought New Shares) = 1398 |
| Share Price | ₹342.10} |
| Final Investment Value | ₹478,255.80 [ ~478K (~ 4.8Lakh) ] |
Dividend: ₹2.50 per share on Jan 31, 2025
Insights from the Market
NTPC is up 5.6% since the beginning of the year, trading between a 52-week low of 292.80 and a high of 448.45 per share. Investors who bought ₹100,000.00 worth of NTPC’s shares 10 years ago would now be looking at an investment worth ₹481,334.70.