How ₹100,000.00 Grew in 10 Years: Kotak Mahindra Bank Ltd Calculator with ROI & Dividends
Company Profile
Kotak Mahindra Bank Ltd (KOTAKBANK)
111.25
Financial Services
Banking
NSE
https://www.kotak.com/
19.51
4.315T (Large-Cap)
Investment Scenario
Let’s go back to 2015. Imagine an investor who invested ₹100,000.00 in Kotak Mahindra Bank Ltd (KOTAKBANK) company stock and held it steadily for 10 years . Instead of chasing short-term gains, the investor adopted a long-term approach—holding the shares without selling. Over time, the value of the investment grew not only through stock price appreciation but also through the accumulation of dividend payouts.
At the end of 2025, the ₹100,000.00 investment in NSE:KOTAKBANK would be worth approximately ₹562,243.00 , thanks to stock splits, price appreciation, and consistent dividend payouts. This reflects a total Gain of 462,243.00 , a return on investment (ROI) of 462.24%, and an annualized compounded growth rate (CAGR) of around 18.85%. This highlights the power of long-term investing and shows how a disciplined, patient approach—paired with investing in a fundamentally strong company like Reliance Industries Ltd.—can lead to significant wealth creation over time.
₹100,000.00 invested in Kotak Mahindra Bank Ltd in 2015 grew to ₹562,243.00 by 2025.
Wealth grew over time through a mix of dividend income and stock price appreciation. Dividends added to capital, while stock splits increased the number of shares held. Even without reinvesting dividends, the portfolio expanded steadily. As years passed, compounding took effect — turning small gains into larger ones. Holding the stock long-term allowed capital to grow naturally. This shows how patience, steady returns, and the power of compounding can help build lasting wealth from a single investment.
Kotak Mahindra Bank Ltd Investment Summary (2015–2025)
| Investment Duration | 10 years |
| Initial Investment in 2015 | ₹100,000.00 |
| Share Price in 2015 | ₹631.90 |
| Total Shares Purchased | 158 |
By 2025, the share price increased to ₹1779.25. This resulted in a significant appreciation in the value of the investment.
| Share Price in 2025 | ₹1,779.25 |
| Value of 316 Shares in 2025 | ₹562,243.00 [562.2K (~ 5.6 Lakh)] |
| Final Investment Value (2025) | ₹562,243.00 |
| Total Dividend Earned | ₹3420.70 |
| Total Gain | ₹462,243.00 |
| Return on Investment (ROI) | 462.24% |
This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 18.85% — a strong return over the period.
Yearly Breakdown
2015
| Shares | 158 |
| Current Year Dividend | ₹71.10 |
| Shares After Stock Split | 316.00 (after applying 2.00x split) |
| Final Shares | 316 Shares |
| Share Price | ₹631.90 |
| Final Investment Value | ₹199,680.40 [ ~200K (~ 2.0Lakh) ] |
Dividend: ₹0.45 per share on Jun 18, 2015 Split: Ratio 2.00 on Jul 08, 2015
2016
| Shares | 316 |
| Current Year Dividend | ₹158.00 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹720.00 |
| Final Investment Value | ₹227,520.00 [ ~228K (~ 2.3Lakh) ] |
Dividend: ₹0.50 per share on Jul 14, 2016
2017
| Shares | 316 |
| Current Year Dividend | ₹189.60 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹720.00 |
| Final Investment Value | ₹227,520.00 [ ~228K (~ 2.3Lakh) ] |
Dividend: ₹0.60 per share on Jul 12, 2017
2018
| Shares | 316 |
| Current Year Dividend | ₹221.20 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,011.85 |
| Final Investment Value | ₹319,744.60 [ ~320K (~ 3.2Lakh) ] |
Dividend: ₹0.70 per share on Jul 11, 2018
2019
| Shares | 316 |
| Current Year Dividend | ₹252.80 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,254.00 |
| Final Investment Value | ₹396,264.00 [ ~396K (~ 4.0Lakh) ] |
Dividend: ₹0.80 per share on Jul 12, 2019
2020
| Shares | 316 |
| Current Year Dividend | ₹0.00 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,689.00 |
| Final Investment Value | ₹533,724.00 [ ~534K (~ 5.3Lakh) ] |
No Event of stock split or dividend
2021
| Shares | 316 |
| Current Year Dividend | ₹284.40 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,996.90 |
| Final Investment Value | ₹631,020.40 [ ~631K (~ 6.3Lakh) ] |
Dividend: ₹0.90 per share on Aug 11, 2021
2022
| Shares | 316 |
| Current Year Dividend | ₹347.60 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,797.00 |
| Final Investment Value | ₹567,852.00 [ ~568K (~ 5.7Lakh) ] |
Dividend: ₹1.10 per share on Aug 11, 2022
2023
| Shares | 316 |
| Current Year Dividend | ₹474.00 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,827.80 |
| Final Investment Value | ₹577,584.80 [ ~578K (~ 5.8Lakh) ] |
Dividend: ₹1.50 per share on Aug 04, 2023
2024
| Shares | 316 |
| Current Year Dividend | ₹632.00 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,909.00 |
| Final Investment Value | ₹603,244.00 [ ~603K (~ 6.0Lakh) ] |
Dividend: ₹2.00 per share on Jul 19, 2024
2025
| Shares | 316 |
| Current Year Dividend | ₹790.00 |
| Shares After Stock Split | No split |
| Final Shares | 316 Shares |
| Share Price | ₹1,779.25 |
| Final Investment Value | ₹562,243.00 [ ~562K (~ 5.6Lakh) ] |
Dividend: ₹2.50 per share on Jul 18, 2025
Insights from the Market
KOTAKBANK is down -6.8% since the beginning of the year, trading between a 52-week low of 1,679.05 and a high of 2,301.90 per share. Investors who bought ₹100,000.00 worth of KOTAKBANK’s shares 10 years ago would now be looking at an investment worth ₹689,456.70.