Calculator: BAC 10-Year Growth on $100000.00 Investment

Company Profile
Bank of America Corporation (BAC)
Jul 16, 2025
Financial Services
Banking
NYSE
https://www.bankofamerica.com/
13.78
0.348T (Large-Cap)
Investment Scenario
Let’s go back to 2015. Imagine an investor who invested $100000.00 in Bank of America Corporation (BAC) company stock and held it steadily for 10 years . Instead of chasing short-term gains, the investor chose a long-term approach—holding the shares and reinvesting all dividends at the end of each year to purchase additional BAC stock. This strategy, known as dividend reinvestment, allowed the investment to compound over time, not just through stock price appreciation but also through growing dividend payouts.
At the end of 2025, the $100000.00 investment in NYSE:BAC would be worth approximately $398505.25 due to stock splits and dividends that have been reinvested, which demonstrates a total gain of $298505.25 and a return on investment (ROI) of 298.51%, as well as an annualized compounded growth rate (CAGR) of around 14.83%. This illustrates the advantages of long-term investing, adhered to a disciplined reinvestment plan, and also illustrates how an initially small investment into a strong, fundamentally sound company (and move good company like Bank of America Corporation (BAC)) can create considerable wealth over the long run.
$298505.25
298.51%
14.83%
What made the real difference was dividends being reinvested and not selling the stock during stock splits. Every dividend was used to purchase additional shares. When Company Bank of America Corporation (BAC) stock split, the investor received additional shares without spending a single additional penny. The magic of compounding work - slowly at first and began to compound impressively.

Bank of America Corporation (BAC) Investment Summary (2015 – 2025)
Investment Duration | 10 years |
Initial Investment in 2015 | $100000.00 |
Share Price in 2015 | $14.14 |
Total Shares Purchased | 7072 |
By 2025, the share price increased to $46.15. This resulted in a significant appreciation in the value of the investment.
Share Price in 2025 | $46.15 |
Value of 8635 Shares in 2025 | $398505.25 [398.5K (~ 4.0 Lakh)] |
Final Investment Value (2025) | $398505.25 |
Total Gain | $298505.25 |
Return on Investment (ROI) | 298.51% |
This performance reflects a Compound Annual Growth Rate (CAGR) of approximately 14.83% — a strong return over the period.
Yearly Breakdown
2015
Shares | 7072 |
Current Year Dividend | $1414.40 |
Carried Over Dividend | $0.00 |
Total Dividend Available | $1414.40 |
Shares After Stock Split | No split |
Bought New Shares | 100 |
Remaining Dividend after buying new shares | $0.40 |
Final Shares | 7072 (Shares) + 100 (Bought New Shares) = 7172 |
Share Price | $14.14 |
Final Investment Value | $101412.08 [ ~101K (~ 1.0Lakh) ] |
Dividend: $0.05 per share on Mar 04, 2015
Dividend: $0.05 per share on Jun 03, 2015
Dividend: $0.05 per share on Sep 02, 2015
Dividend: $0.05 per share on Dec 02, 2015
2016
Shares | 7172 |
Current Year Dividend | $1793.00 |
Carried Over Dividend | $0.40 |
Total Dividend Available | $1793.40 |
Shares After Stock Split | No split |
Bought New Shares | 79 |
Remaining Dividend after buying new shares | $4.84 |
Final Shares | 7172 (Shares) + 79 (Bought New Shares) = 7251 |
Share Price | $22.64 |
Final Investment Value | $164162.64 [ ~164K (~ 1.6Lakh) ] |
Dividend: $0.05 per share on Mar 02, 2016
Dividend: $0.05 per share on Jun 01, 2016
Dividend: $0.07 per share on Aug 31, 2016
Dividend: $0.07 per share on Nov 30, 2016
2017
Shares | 7251 |
Current Year Dividend | $2827.89 |
Carried Over Dividend | $4.84 |
Total Dividend Available | $2832.73 |
Shares After Stock Split | No split |
Bought New Shares | 88 |
Remaining Dividend after buying new shares | $16.73 |
Final Shares | 7251 (Shares) + 88 (Bought New Shares) = 7339 |
Share Price | $32.00 |
Final Investment Value | $234848.00 [ ~235K (~ 2.3Lakh) ] |
Dividend: $0.07 per share on Mar 01, 2017
Dividend: $0.07 per share on May 31, 2017
Dividend: $0.12 per share on Aug 30, 2017
Dividend: $0.12 per share on Nov 30, 2017
2018
Shares | 7339 |
Current Year Dividend | $3963.06 |
Carried Over Dividend | $16.73 |
Total Dividend Available | $3979.79 |
Shares After Stock Split | No split |
Bought New Shares | 139 |
Remaining Dividend after buying new shares | $22.46 |
Final Shares | 7339 (Shares) + 139 (Bought New Shares) = 7478 |
Share Price | $28.47 |
Final Investment Value | $212898.66 [ ~213K (~ 2.1Lakh) ] |
Dividend: $0.12 per share on Mar 01, 2018
Dividend: $0.12 per share on May 31, 2018
Dividend: $0.15 per share on Sep 06, 2018
Dividend: $0.15 per share on Dec 06, 2018
2019
Shares | 7478 |
Current Year Dividend | $4935.48 |
Carried Over Dividend | $22.46 |
Total Dividend Available | $4957.94 |
Shares After Stock Split | No split |
Bought New Shares | 151 |
Remaining Dividend after buying new shares | $0.61 |
Final Shares | 7478 (Shares) + 151 (Bought New Shares) = 7629 |
Share Price | $32.83 |
Final Investment Value | $250460.07 [ ~250K (~ 2.5Lakh) ] |
Dividend: $0.15 per share on Feb 28, 2019
Dividend: $0.15 per share on Jun 06, 2019
Dividend: $0.18 per share on Sep 05, 2019
Dividend: $0.18 per share on Dec 05, 2019
2020
Shares | 7629 |
Current Year Dividend | $5492.88 |
Carried Over Dividend | $0.61 |
Total Dividend Available | $5493.49 |
Shares After Stock Split | No split |
Bought New Shares | 185 |
Remaining Dividend after buying new shares | $8.24 |
Final Shares | 7629 (Shares) + 185 (Bought New Shares) = 7814 |
Share Price | $29.65 |
Final Investment Value | $231685.10 [ ~232K (~ 2.3Lakh) ] |
Dividend: $0.18 per share on Mar 05, 2020
Dividend: $0.18 per share on Jun 04, 2020
Dividend: $0.18 per share on Sep 03, 2020
Dividend: $0.18 per share on Dec 03, 2020
2021
Shares | 7814 |
Current Year Dividend | $6094.92 |
Carried Over Dividend | $8.24 |
Total Dividend Available | $6103.16 |
Shares After Stock Split | No split |
Bought New Shares | 132 |
Remaining Dividend after buying new shares | $12.68 |
Final Shares | 7814 (Shares) + 132 (Bought New Shares) = 7946 |
Share Price | $46.14 |
Final Investment Value | $366628.44 [ ~367K (~ 3.7Lakh) ] |
Dividend: $0.18 per share on Mar 04, 2021
Dividend: $0.18 per share on Jun 03, 2021
Dividend: $0.21 per share on Sep 02, 2021
Dividend: $0.21 per share on Dec 02, 2021
2022
Shares | 7946 |
Current Year Dividend | $6833.56 |
Carried Over Dividend | $12.68 |
Total Dividend Available | $6846.24 |
Shares After Stock Split | No split |
Bought New Shares | 192 |
Remaining Dividend after buying new shares | $34.08 |
Final Shares | 7946 (Shares) + 192 (Bought New Shares) = 8138 |
Share Price | $35.48 |
Final Investment Value | $288736.24 [ ~289K (~ 2.9Lakh) ] |
Dividend: $0.21 per share on Mar 03, 2022
Dividend: $0.21 per share on Jun 02, 2022
Dividend: $0.22 per share on Sep 01, 2022
Dividend: $0.22 per share on Dec 01, 2022
2023
Shares | 8138 |
Current Year Dividend | $7486.96 |
Carried Over Dividend | $34.08 |
Total Dividend Available | $7521.04 |
Shares After Stock Split | No split |
Bought New Shares | 221 |
Remaining Dividend after buying new shares | $4.83 |
Final Shares | 8138 (Shares) + 221 (Bought New Shares) = 8359 |
Share Price | $34.01 |
Final Investment Value | $284289.59 [ ~284K (~ 2.8Lakh) ] |
Dividend: $0.22 per share on Mar 02, 2023
Dividend: $0.22 per share on Jun 01, 2023
Dividend: $0.24 per share on Aug 31, 2023
Dividend: $0.24 per share on Nov 30, 2023
2024
Shares | 8359 |
Current Year Dividend | $8359.00 |
Carried Over Dividend | $4.83 |
Total Dividend Available | $8363.83 |
Shares After Stock Split | No split |
Bought New Shares | 180 |
Remaining Dividend after buying new shares | $29.83 |
Final Shares | 8359 (Shares) + 180 (Bought New Shares) = 8539 |
Share Price | $46.30 |
Final Investment Value | $395355.70 [ ~395K (~ 4.0Lakh) ] |
Dividend: $0.24 per share on Feb 29, 2024
Dividend: $0.24 per share on Jun 07, 2024
Dividend: $0.26 per share on Sep 06, 2024
Dividend: $0.26 per share on Dec 06, 2024
2025
Shares | 8539 |
Current Year Dividend | $4440.28 |
Carried Over Dividend | $29.83 |
Total Dividend Available | $4470.11 |
Shares After Stock Split | No split |
Bought New Shares | 96 |
Remaining Dividend after buying new shares | $39.71 |
Final Shares | 8539 (Shares) + 96 (Bought New Shares) = 8635 |
Share Price | $46.15 |
Final Investment Value | $398505.25 [ ~399K (~ 4.0Lakh) ] |
Dividend: $0.26 per share on Mar 07, 2025
Dividend: $0.26 per share on Jun 06, 2025
Insights from the Market
BAC is down -0.3% since the beginning of the year, trading between a 52-week low of 33.07 and a high of 49.31 per share. Investors who bought $100000.00 worth of BAC’s shares 10 years ago would now be looking at an investment worth $399105.20.